Payactiv 2.1.92

PayActiv Inc. – Freeware – Android iOS
out of 49209 votes

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Payactiv offers a comprehensive solution for smart financial management by combining saving, spending, earning, and discounts. It provides a range of features that cater to your real-life banking needs.

With Payactiv, you can receive your earned wages directly into your bank account or Payactiv card, eliminating the need for loans or interest. This convenient service allows you to pay bills, get a ride, and even pick up cash at Walmart.

Creating a Payactiv account grants you faster access to your pay and the added convenience of the Payactiv Visa Card. Enjoy enhanced security measures and easy spend guidance to help you save money from the start. Take control of your earnings, spending, and savings with Payactiv.

Payactiv also provides faster access to your money, offering early deposit options for both paychecks and government payments. This means you can access your funds up to four days earlier than usual. Additionally, you can immediately access wages earned on the very same day.

The mobile payments feature of Payactiv is not only easy but also free and instant. You can receive and send funds to other members, making transactions quick and hassle-free. Money is available immediately after sending or receiving funds.

SmartSpend and SmartSave are features designed to help you stay on track with your financial goals. With SmartSpend, you'll always know what's safe to spend, while SmartSave allows you to track your spending habits at a glance. You'll receive alerts for low balance situations, and automatic transfers from earned wages are also possible.

Payactiv helps you grow your savings by providing real-time insights on what's possible for you to save. Watch your savings grow with each paycheck and get valuable financial advice for near- and long-term plans. Additionally, enjoy 1-1 phone service with trained financial coaches whenever you need assistance.

Another benefit of Payactiv is its transparent fee structure. There are no hidden fees, no minimum balance requirements, and no overdraft fees. Monthly or inactivity fees are also non-existent, ensuring that you can manage your money without unnecessary expenses. Additionally, you can enjoy surcharge-free withdrawals at over 37,000 MoneyPass ATMs and an integrated bill pay feature. Cash withdrawal is also possible at participating bank tellers.

With Payactiv, you can count on both convenience and security. The Payactiv card can be used with Google Pay or Apple Wallet, enabling touchless payments at stores for added safety. Your funds are FDIC insured and protected by Visa's Zero Liability protection, providing peace of mind. In case of a lost or stolen card, you have the option to lock or replace it. Furthermore, 24/7/365 support is available in both English and Spanish.

In addition to its practical features, Payactiv has been designed with a purpose. The card is made from 98 percent upcycled plastic, which helps reduce plastic waste that would otherwise end up in landfills. To fit your personal style, the Payactiv card comes in three color choices.

For more information on Payactiv's features and benefits, visit their website at <a href="http://www.payactiv.com">www.payactiv.com</a>.

Note: The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC. Certain fees, terms, and conditions apply to the card and can be found in the Cardholder Agreement and fee schedule available at payactiv.com/card411. If you have any further questions, feel free to contact Payactiv toll-free at 1 (877) 747-5862.

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